This Dussehra: Should You Buy Physical Gold or Digital Gold?

Gold has always held a special place in Indian households as a symbol of prosperity, a ritual offering, and a trusted store of value. But today, gold isn’t just about coins and jewelry. With the rise of digital gold and related products (ETFs, Sovereign Gold Bonds, etc.), investors now have multiple ways to own it. So which is “better”? The answer depends on your goals, convenience, and purpose of buying. Let’s break it down.

Physical Gold

Forms: jewelry, coins, bars you can hold and store.

Why it appeals:

• Strong emotional & symbolic value during festivals and rituals.
• Perfect for gifting.
• Direct ownership — no dependence on digital platforms.

Trade-offs:

• Must ensure purity & pay making charges.
• Storage and safety are your responsibility.
• Selling involves finding buyers and testing purity.

Digital Gold & Alternatives

Forms: gold units via apps/platforms, ETFs, Sovereign Gold Bonds.

Why it appeals:

• Easy to buy/sell anytime, anywhere.
• Buy small amounts (as low as ₹1).
• Vault storage & purity guaranteed by providers.
• ETFs & SGBs offer transparency; SGBs even pay interest.

Trade-offs:

• You don’t physically hold it (unless redeemed with extra cost).
• Regulatory oversight for digital gold is still evolving.
• Small spreads or platform charges may apply.

What makes sense this Dussehra?

• For tradition & gifting: Physical gold shines. A coin, bar, or jewelry piece carries sentiment no app can match.
• For investment flexibility: Digital gold (or ETFs/SGBs) let you invest gradually, avoid storage worries, and sell quickly.

Our Balanced Take

You don’t have to pick just one:

• Buy a small physical piece this Dussehra for tradition.
• Use digital gold, ETFs, or SGBs to steadily build your long-term gold portfolio.

That way, you keep the ritual value of physical gold while enjoying the ease and investment efficiency of digital forms.

Contact Us Here

MoneyWorks Financial Services 📍 Office Address: 1st Floor, Unit-2 Guinea Paradise JP Road, Seven Bungalows, opposite Presto Laundry, Versova, Andheri West, Mumbai, Maharashtra 400061

📞 Call us: +91 98197 74132 📩 Email: support@moneyworks.co.in

💬 Prefer WhatsApp? +91 98197 74132

🔗 Follow us on social media for more insights:

www.moneyworks.co.in

Instagram

MoneyWorks Financial Services | LinkedIn

MoneyWorks Financial Services | 1,436 followers on LinkedIn. With You Through Every Financial Milestone. Think of us as your personal CFO, always by your side to simplify your life | MoneyWorks FS is an AMFI registered mutual fund distribution service (MFD) which researches and considers all retail investment products and providers, eligible to meet client needs. We provide investors with unbiased and unrestricted analysis of mutual funds. Our primary aim is to ensure investor goals are met, therefore strive to maintain excellent service standards and build long lasting relationships.

LinkedInMoneyWorks Financial Services

Terms and Conditions:

The content of this newsletter is for informational purposes only and does not constitute financial, investment, tax, or legal advice. All investment decisions should be made based on your personal financial goals, risk tolerance, and after consulting a qualified financial planner.

Mutual fund investments are subject to market risks, read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MoneyWorks Financial Services and its representatives are not liable for any losses or damages arising from the use of this content. While we strive for accuracy, we do not guarantee the completeness or timeliness of any information.